Our mission at Trades & Labor Federal Credit Union is to provide financial products, services, and education enabling members to achieve personal and financial goals to benefit their quality of life.

Rates & Fees

Effective as of: 09/01/2020
Fees
Credit Union Membership
Membership Share ....................... $20.00
Share Savings Account Fees
Re opening fee ....................... $20.00 per occasion
(if reopened within ninety(90) days of closure)
Account Closure fee .......................$20.00
(if closed within ninety(90) days of opening account)
Inactive Account/Dormant fee .......................$25.00 per QTR after 12 months
Share Draft Accounts Fees
Overdraft fee .......................$30.00 per item
Returned Item fee .......................$30.00 per item
Stop Payment fee .......................$20.00 per request
Share Draft Copy Fee .......................$2.00 per check
Share Draft Printing fee .......................Prices depend on style
System Transfer Fee .......................Drafts $2.00 per day
.......................Ach $2.00 per day
Other Service Fees (applicable to all accounts)
Returned Mail Fee .......................$3.00 per item
Returned Fee on Presented Check .......................$30.00 per check
Account Reconciliation fee .......................$10.00 per account
Account Research fee .......................$15.00 per hour
Non-member notary .......................$5.00
Statement Copy fee .......................$5.00 per month
Transaction Printout prior to statement .......................$2.00 per printout
Money Order fee ....................... $2.50 per money order
Fax Fee .......................0.50 per page
Coin Exchange Fee........................10% of total
Electronic Funds Transfer Fees
Return fee .......................$30.00
Stop Electronic Payment fee .......................$20.00
Outgoing Wires Domestic Only .......................$20.00
No International Allowed
Loan Fees
Late fee after 15 days .......................$30.00
Processing Fee on 90 day notes ....................... $25.00
Title Processing Fee .......................$15.00 per vehicle
UCC Filing Fees ....................... $25.00
Origination Return Fee .......................$30.00
Duplicate Lien Release........................$5.00
Overnight Mailing Fee .......................$40.00
Any additional loans fees are
disclosed at time of loan.
VISA Products
Shazam Debit Card
New and Replacement ....................... $5.00
VISA Credit Card
Late Payment fee .......................$20.00
Return Check fee .......................$20.00
Card Replacement fee ....................... $5.00
Statement Copy Fee........................$5.00
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