Our mission at Trades & Labor Federal Credit Union is to provide financial products, services, and education enabling members to achieve personal and financial goals to benefit their quality of life.

Rates
New Vehicle as low as 2.49%
Used Vehicle as low as 3.49% Used
Personal as low as 8.99%
Home Equity as low as 5.00%

Rates & Fees

Effective as of: 03/01/2019
Loan/Home Equity
Loan Type Term Interest Rate
(Based On Credit (Beacon) Score for Equifax Credit Services
 
PERSONAL LOAN (SIGNATURE)12 months and up AS LOW AS 8.99%
 
VEHICLE LOANSUp to 48 MONTHSAS LOW AS 2.49%
Up to 60 MONTHS AS LOW AS 2.99%
72 MONTHS AS LOW AS 3.49%
 
OTHER SECURED LOANS - UNTITLED ITEMSUp to 60 MONTHSAS LOW AS 4.49%
(ATV, SNOWMOBILES, ETC)
 
HOME EQUITY (FIXED)80% LTV - 5.5%
 
HOME EQUITY LINE OF CREDIT Variableeffective 9/201880% LTV -5.0%
 
LOANS SECURED WITH SHARES OR CERTIFICATES24 months2.00% over current dividend rate
36 months3.00% over current dividend rate
 
 
VISA (Classic) CREDIT CARD 12.9% APR (no annual fee)
* Rates are anticipated and subject to change at any time without notice.
VISA (Platinum) CREDIT CARD 7.9% APR (no annual fee)
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