Our mission at Trades & Labor Federal Credit Union is to provide financial products, services, and education enabling members to achieve personal and financial goals to benefit their quality of life.

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Rates & Fees

Effective as of: March 3, 2025
Loans/Home Equity
Loan Type Term Interest Rate
(Based On Credit (Beacon) Score for Equifax Credit Services
 
PERSONAL LOAN (SIGNATURE)12 months and up AS LOW AS 9.99%
 
VEHICLE LOANSUp to 48 MONTHSAS LOW AS 5.99%
Up to 60 MONTHS AS LOW AS 6.09%
72 MONTHS AS LOW AS 6.19%
84 MONTHSAS LOW AS 6.29%
 
OTHER SECURED LOANS - UNTITLED ITEMSUp to 60 MONTHSAS LOW AS 7.09%
(ATV, SNOWMOBILES, ETC)
 
HOME EQUITY (FIXED)Effective 03/03/202580% LTV - 6.50%
 
HOME EQUITY LINE OF CREDIT VariableEffective 03/03/202580% LTV - 7.50%
 
LOANS SECURED WITH SHARES OR CERTIFICATES24 months2.00% over current dividend rate
36 months3.00% over current dividend rate
* Rates are anticipated and subject to change at any time without notice.
 
VISA (Classic) CREDIT CARD 12.9% APR (no annual fee)
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